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Our Team

At Park Row, we pride ourselves on being able to bring our clients unmatched industry experience and expertise in the field of employee benefits. With knowledge of the local marketplace and a wide array of resources and services, we are always available to our clients and act as an advocate on their behalf with carriers on a regular basis.

Meet our dedicated team of industry experts!

Terry Fleming, CHC, Principal

Terry Fleming

CHC, Principal
Phone: 401.752.6264
Email: tfleming@parkrowassociates.com

Terry Fleming is recognized by his peers as one of Rhode Island’s best health care consultants. Having worked at two of the major health carriers in Rhode Island, Terry’s in-depth knowledge of the medical renewal process brings his clients a competitive advantage. He was the top sales producer nationally while at United HealthCare of New England. He was also Vice President of Sales and Marketing at
Pro-Mark, a pharmacy benefit management company, and a marketing director at Blue Cross & Blue Shield of Rhode Island. Terry earned his Certified Health Consultant (CHC) designation at Purdue University.

Scott Grove, Principal

Scott Grove

Principal
Phone: 401.752.6122
Email: sgrove@parkrowassociates.com

Scott Grove brings to Park Row Associates 15 years of sales and consulting experience in the medical, dental, and life and disability industries. Having worked for one of the state’s largest medical insurers in Finance and Sales, Scott has unique insights into the inner-workings of an insurance carrier. Scott’s area of expertise is alternative funding arrangements for large clients and municipalities. Prior to joining Park Row, Scott was a partner with Benefits Unlimited and most recently, Senior Vice President and Practice Leader for USI New England’s Rhode Island office.

Gina Sahagian, Client Consultant

Gina Sahagian

Client Consultant
Phone: 401.752.6241
Email: gsahagian@parkrowassociates.com

Gina Sahagian has 18 years of experience in the health care industry with an emphasis on rate development and corporate finance forecasting. Prior to joining Park Row, Gina held various positions at Blue Cross & Blue Shield of Rhode Island as Actuarial Director, Director of Financial Forecasting & Senior Markets, and Manager of Non-Croup Rating and Claim Reserving. She received her designation as a Health Insurance Associate from America’s Health Insurance Plans in 1994. With a Bachelor degree in Mathematics and a Masters in Business Administration, Gina is a true asset to her clients.

Anne Capezza, Account Manager

Anne Capezza

Account Manager
Phone: 401.752.6135
Email:acapezza@parkrowassociates.com

Park Row recognizes that customer service is vital to the management and retention of business and the development of long-standing relationships. Anne Capezza’s customer service skills and strong carrier relationships make her one of Park Row’s most essential value-added benefits. Prior to joining Park Row, Anne held positions in Customer Service and Sales with Delta Dental of Rhode Island. Most recently, she was employed with USI New England as an Account Manager in their Employee Benefits department. Anne holds a B.A. in English from St. Anselm College.

Park Row Associates